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About Online Baccarat

Baccarat is played with a single, standard deck of 52 cards. Two hands of cards are dealt, one for the Player and one for the Banker. Each hand will contain either two or three cards. These cards are dealt according to a set of rules which apply wherever Baccarat is played.

The winning hand is the one with a value closest to nine. The value of a baccarat hand is calculated by adding up the value of the cards. Aces have a value of 1. Face (picture) baccarat cards and 10's have no value and do not contribute to the value of the baccarat hand. All other card values are treated as they appear.

If the value of a hand exceeds nine the value of the baccarat card is calculated by subtracting ten.

Thus a baccarat hand consisting of an 8 of Clubs and a 7 of Diamonds (total value = 15) will have a Baccarat value of five (15 - 10).

The Baccarat Player must decide which one of three possible bets to make before the cards are dealt. The Player can decide to bet on the Banker's hand winning, the baccarat Player's hand winning or the possibility of a Tie. Once the bet has been placed two baccarat hands will be dealt.

If the hand the Player chooses to wager on wins, the baccarat Player is paid double his bet. If the baccarat Player bets on a Tie and wins, the pay out is eight times the original wager. If the baccarat Player wins when backing the Banker's hand the House charges a small percentage commission.

Should the baccarat Player back a losing hand, his ante is lost. Should the hands be tied when the baccarat Player has not bet on a Tie, the Player's ante will be returned.

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